Thursday, July 3, 2014

Simple steps to avoid falling prey to phishing scams

Simple steps to avoid falling prey to phishing scams



  • In case of doubt, DO NOT click on any link provided in the email
  • DO NOT give any confidential information such as password, customer ID, Credit / Debit Card number or PIN, CVV, DOB, to any email request, even if the request is from government authorities like Income Tax department or any Card association companies like Visa or MasterCard
  • DO NOT open unexpected email attachments or instant message download links
  • Do not click on links, download files or open attachments in e-mails from unknown senders. Be cautious even if the e-mail appears to come from an enterprise you do business with. It is a good practice to call up the concerned to confirm in case the e-mail is unexpected.
  • Always check the web address carefully before sharing any sensitive information.
  • For logging in, always type the website address (mentioned above) on your web browser
  • Always check for the Padlock icon at the upper or bottom right corner of the webpage. It must be always ‘On’ during secure transactions
  • Check your online accounts and bank statements regularly to ensure that no unauthorized transactions have been made.
  • Always ensure that you have installed the latest anti-virus / anti-spyware / personal firewall / security patches on your computer or high-end mobile phones
  • Do not disclose details like passwords, debit card grid values, etc. to anyone, even if they claim to be bank employees or on e-mails/links from government bodies like RBI, I.T. Dept., etc
  • Always use non-admin user ID for routine work on your computer
  • Register for e-mail and mobile alerts to check your account regularly.
  • In case you have used a cyber cafe / shared computer, change your passwords from your own computer.
  • DO NOT access NetBanking or make payments using your Credit / Debit Card from shared or unprotected computers in public places like cyber cafes including unprotected high-end mobile phones


Please visit my below posts to get more information about online scams and steps to avoid-

What is phishing?


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